Individuals who are Eligible for Benefits with Minnesota Social Security

Social Security Disability Insurance in the state of Minnesota is a form of benefits earned when permanently disabled individuals are unable to work.

Social Security Disability Insurance in the state of Minnesota is a form of benefits earned when permanently disabled individuals are unable to work. These monthly cash payments are as a result of claimants paying a certain amount into their Minnesota social security fund through the Social Security tax from their earnings.

An application eligibility requirement for the SSDI program is for the people who are injured and disabled. Individuals who are unable to maintain a regular job due to their disability are not capable of working; therefore they can apply for SSDI benefits.

Workers who have contributed to their Minnesota social security fund over the time that they have been employed are eligible to apply for SSDI disability benefits. Applicants should have a permanent mental or physical problem that debilitates their ability to have a regular paying job. They should also have a social security account at the time that they are applying for benefits, since the funds will come from their accounts.

More so, a disability claimant for Minnesota disability benefits should have adequate work credits to be eligible for SSDI. 40 credits are fair, with 20 of these earned 10 years before the applicant's disability.

Younger applicants who become disabled have fewer credits. These young applicants, if they got disabled before the age of 22, may receive disability benefits from the state of Minnesota through a parent’s work credits; a parent who is either disabled, dead or retired. In addition, this Retirement, Survivors Disability Insurance (RSDI) also applies to spouses. In the event of a claimant's death, SSDI benefits can be provided to the deceased worker's surviving spouse and dependents.

In the Minnesota disability benefits, claimants, after 24 months of receiving their SSDI (and RSDI) payments, are eligible for Medicare health coverage. Due to Medicare’s inability to offer long-term healthcare services, SSDI beneficiaries also require Medical Assistance (MA). Medical

Assistance for Employed Persons with Disabilities (MA-EPDA) is a specific Medical Assistance program available for working individuals with disabilities.

Several factors may have an effect on your SSDI benefits. Trial Work Periods (TWP) and Extended Period of Eligibility (EPE) may be determinants in how your social benefits are influenced.
As a work incentive, Minnesota social security may offer you a nine-month trial work period to test your ability to maintain a regular job. These nine trial working months should be consecutive. During this test period, should you earn over the limit for SSDI, that is, the $1000 per month. Substantial Gainful Activity (SGA) amount, may affect your SSDI cash payments. However, there are ways in which you can still receive your SSDI payments while still earning above the SGA.

Should Social Security Administration (SSA) determine ineligibility in your application for SSDI benefits, you can apply for the Supplemental Security Income (SSI) benefits.

Up to 60% of preliminary applications receive a denial for Minnesota disability benefits due to the overwhelming number of applications. Individuals should immediately resort to appeals, particularly enlisting the help of a qualified Social Security lawyer who understands the application process.

For more on the Minnesota social security program, contact your local MN social security field office.

About the Author

J Page John Page is the author of this article on Minnesota disability benefits. Find more information, about Minnesota social security here